Coverage Types
What home warranty plans typically cover, with average repair and replacement costs.
According to Better Business Bureau business profiles, Trustpilot records, and published plan documents in the June 2026 registry update, PlainWarranty tracks 14 coverage types across 19 listed issuers. Read how coverage records are standardized.
Ceiling Fans
(Systems)Interior ceiling-mounted fans including motor and blade assemblies.
Repair: $50–$200
Replacement: $100–$500
19 companies cover this
Central Vacuum System
(Systems)Built-in central vacuum motors and piping systems.
Repair: $100–$400
Replacement: $500–$2,000
17 companies cover this
Ductwork
(Systems)HVAC air distribution ducts, vents, and registers.
Repair: $200–$800
Replacement: $2,000–$6,000
19 companies cover this
Electrical System
(Systems)Interior wiring, outlets, switches, circuit breakers, and electrical panels.
Repair: $200–$1,000
Replacement: $3,000–$10,000
19 companies cover this
Garage Door Opener
(Systems)Motorized garage door opening mechanisms and remote controls.
Repair: $100–$350
Replacement: $200–$600
19 companies cover this
HVAC (Heating, Ventilation & Air Conditioning)
(Systems)Central heating and cooling systems including furnaces, air conditioners, heat pumps, and thermostats.
Repair: $300–$1,500
Replacement: $5,000–$15,000
19 companies cover this
Kitchen Appliances
(Appliances)Refrigerator, oven/range, dishwasher, microwave, garbage disposal, and trash compactor.
Repair: $100–$600
Replacement: $500–$3,000
19 companies cover this
Laundry Appliances
(Appliances)Washing machine and dryer (gas or electric).
Repair: $100–$500
Replacement: $500–$2,000
19 companies cover this
Plumbing System
(Systems)Interior plumbing including pipes, fixtures, faucets, toilets, and water supply lines.
Repair: $150–$800
Replacement: $2,000–$15,000
19 companies cover this
Pool & Spa Equipment
(Add-On)Pool and spa pumps, heaters, motors, and filtration systems. Usually an add-on.
Repair: $200–$1,000
Replacement: $1,500–$5,000
0 companies cover this
Roof Leak Repair
(Structural)Limited roof leak repairs (not full replacement). Coverage varies widely and is often limited.
Repair: $300–$1,500
Replacement: $8,000–$30,000
16 companies cover this
Septic System
(Add-On)Septic tank pumps, aerobic systems, and related components. Usually an add-on.
Repair: $300–$2,000
Replacement: $3,000–$15,000
1 companies cover this
Water Heater
(Systems)Tank or tankless water heaters, including gas and electric models.
Repair: $150–$600
Replacement: $800–$3,000
19 companies cover this
Well Pump
(Add-On)Well water pumps and related pressure systems. Usually an add-on.
Repair: $200–$1,000
Replacement: $1,000–$5,000
13 companies cover this
Download the listed-issuer reliability snapshot cited on this page: warranty-registry-statistics.csv (same CSV as /statistics, CC0).
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on published home warranty plan coverage terms, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.