Which state has the most tracked home warranty companies?

Arizona leads this inventory with 19 listed home warranty providers. Counts reflect issuers tracked in the PlainWarranty extract, not every local broker.

Which state has the highest homeownership rate?

Maine posts the highest ACS homeownership rate in this comparison at 72.6%. Ownership is market context for warranty demand, not a regulation score.

Do states with the most companies also lead homeownership?

Not in this extract. Arizona leads company inventory while Maine leads homeownership. Provider density and owner-occupied share answer different questions.

How many jurisdictions regulate home warranties?

8 of 51 jurisdictions regulate home warranties as insurance or service contracts in this state regulatory inventory.

Home warranty regulation by state

Coverage across all 50 states and DC. Home warranties are regulated differently in every state, and that determines your recourse if a claim is wrongly denied. 8 of 51 jurisdictions regulate them as insurance or service contracts.

According to each state's insurance department and licensing board filings, this table is compiled directly from official state regulatory records. See our methodology for sources per state.

Company inventory vs homeownership

Arizona leads listed home warranty companies (19), while Maine leads ACS homeownership (72.6%). Issuer density and owner-occupied share answer different questions, pair both tables below.

Most listed companies

#	State	Companies
1	Arizona	19
2	Idaho	19
3	Oregon	19
4	Texas	19
5	Utah	19
6	Colorado	18
7	Illinois	18
8	Indiana	18
9	Minnesota	18
10	Missouri	18
11	New Mexico	18
12	Ohio	18

Highest homeownership rate

ACS owner-occupied share; market context for warranty demand, not a regulation score.

#	State	Rate
1	Maine	72.6%
2	Michigan	72.4%
3	West Virginia	72.3%
4	Minnesota	71.6%
5	Wyoming	71.4%
6	Iowa	71.1%
7	Idaho	71.0%
8	New Hampshire	71.0%
9	Vermont	70.8%
10	Utah	70.0%
11	Delaware	69.7%
12	Alabama	69.4%

All states, regulation inventory

State	Regulation	Licensing	Companies	Homeownership
Alabama	Partial	Not required	15	69.4%
Alaska	Not regulated	Not required	3	64.2%
Arizona	Regulated	Required	19	65.8%
Arkansas	Partial	Not required	15	65.6%
California	Regulated	Required	16	55.5%
Colorado	Partial	Not required	18	65.2%
Connecticut	Partial	Partial	16	65.7%
Delaware	Partial	Not required	15	69.7%
District of Columbia	Partial	Partial	15	42.0%
Florida	Regulated	Required	17	66.2%
Georgia	Partial	Not required	17	64.3%
Hawaii	Partial	Not required	6	60.7%
Idaho	Not regulated	Not required	19	71.0%
Illinois	Partial	Partial	18	66.3%
Indiana	Partial	Not required	18	69.1%
Iowa	Partial	Not required	16	71.1%
Kansas	Partial	Not required	17	66.3%
Kentucky	Partial	Not required	16	67.4%
Louisiana	Partial	Partial	15	66.6%
Maine	Not regulated	Not required	15	72.6%
Maryland	Partial	Partial	17	66.8%
Massachusetts	Partial	Not required	15	62.5%
Michigan	Partial	Not required	16	72.4%
Minnesota	Partial	Partial	18	71.6%
Mississippi	Not regulated	Not required	15	67.3%
Missouri	Partial	Not required	18	66.8%
Montana	Not regulated	Not required	17	68.0%
Nebraska	Partial	Not required	17	66.4%
Nevada	Regulated	Required	17	56.5%
New Hampshire	Partial	Not required	15	71.0%
New Jersey	Partial	Partial	16	63.8%
New Mexico	Partial	Not required	18	67.5%
New York	Regulated	Required	13	54.1%
North Carolina	Partial	Not required	17	65.9%
North Dakota	Not regulated	Not required	15	62.9%
Ohio	Partial	Not required	18	66.1%
Oklahoma	Partial	Not required	17	66.3%
Oregon	Partial	Partial	19	62.8%
Pennsylvania	Partial	Not required	16	69.0%
Rhode Island	Partial	Not required	15	61.6%
South Carolina	Partial	Partial	16	69.3%
South Dakota	Not regulated	Not required	17	67.7%
Tennessee	Partial	Not required	17	66.5%
Texas	Regulated	Required	19	62.3%
Utah	Partial	Partial	19	70.0%
Vermont	Not regulated	Not required	15	70.8%
Virginia	Partial	Partial	17	66.0%
Washington	Regulated	Required	9	63.0%
West Virginia	Partial	Not required	15	72.3%
Wisconsin	Regulated	Required	11	66.8%
Wyoming	Not regulated	Not required	18	71.4%

Sources: state Departments of Insurance and Attorneys General (regulation & licensing); U.S. Census Bureau, American Community Survey (homeownership).

State directory FAQ

Which state has the most tracked home warranty companies?: Arizona leads this inventory with 19 listed home warranty providers. Counts reflect issuers tracked in the PlainWarranty extract, not every local broker.
Which state has the highest homeownership rate?: Maine posts the highest ACS homeownership rate in this comparison at 72.6%. Ownership is market context for warranty demand, not a regulation score.
Do states with the most companies also lead homeownership?: Not in this extract. Arizona leads company inventory while Maine leads homeownership. Provider density and owner-occupied share answer different questions.
How many jurisdictions regulate home warranties?: 8 of 51 jurisdictions regulate home warranties as insurance or service contracts in this state regulatory inventory.

Download the listed-issuer reliability snapshot cited on this page: warranty-registry-statistics.csv (same CSV as /statistics, CC0).

Compiled by PlainWarranty

Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on state Departments of Insurance and Attorneys General regulatory records, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.