Home warranty regulation by state

Name: PlainWarranty states dataset extract
Creator: PlainWarranty
License: https://creativecommons.org/publicdomain/zero/1.0/

Coverage across all 50 states and DC. Home warranties are regulated differently in every state, and that determines your recourse if a claim is wrongly denied. 8 of 51 jurisdictions regulate them as insurance or service contracts.

According to each state's insurance department and licensing board filings, this table is compiled directly from official state regulatory records. See our methodology for sources per state.

State	Regulation	Licensing	Companies	Homeownership
Alabama	Partial	Not required	15	69.4%
Alaska	Not regulated	Not required	3	64.2%
Arizona	Regulated	Required	19	65.8%
Arkansas	Partial	Not required	15	65.6%
California	Regulated	Required	16	55.5%
Colorado	Partial	Not required	18	65.2%
Connecticut	Partial	Partial	16	65.7%
Delaware	Partial	Not required	15	69.7%
District of Columbia	Partial	Partial	15	42.0%
Florida	Regulated	Required	17	66.2%
Georgia	Partial	Not required	17	64.3%
Hawaii	Partial	Not required	6	60.7%
Idaho	Not regulated	Not required	19	71.0%
Illinois	Partial	Partial	18	66.3%
Indiana	Partial	Not required	18	69.1%
Iowa	Partial	Not required	16	71.1%
Kansas	Partial	Not required	17	66.3%
Kentucky	Partial	Not required	16	67.4%
Louisiana	Partial	Partial	15	66.6%
Maine	Not regulated	Not required	15	72.6%
Maryland	Partial	Partial	17	66.8%
Massachusetts	Partial	Not required	15	62.5%
Michigan	Partial	Not required	16	72.4%
Minnesota	Partial	Partial	18	71.6%
Mississippi	Not regulated	Not required	15	67.3%
Missouri	Partial	Not required	18	66.8%
Montana	Not regulated	Not required	17	68.0%
Nebraska	Partial	Not required	17	66.4%
Nevada	Regulated	Required	17	56.5%
New Hampshire	Partial	Not required	15	71.0%
New Jersey	Partial	Partial	16	63.8%
New Mexico	Partial	Not required	18	67.5%
New York	Regulated	Required	13	54.1%
North Carolina	Partial	Not required	17	65.9%
North Dakota	Not regulated	Not required	15	62.9%
Ohio	Partial	Not required	18	66.1%
Oklahoma	Partial	Not required	17	66.3%
Oregon	Partial	Partial	19	62.8%
Pennsylvania	Partial	Not required	16	69.0%
Rhode Island	Partial	Not required	15	61.6%
South Carolina	Partial	Partial	16	69.3%
South Dakota	Not regulated	Not required	17	67.7%
Tennessee	Partial	Not required	17	66.5%
Texas	Regulated	Required	19	62.3%
Utah	Partial	Partial	19	70.0%
Vermont	Not regulated	Not required	15	70.8%
Virginia	Partial	Partial	17	66.0%
Washington	Regulated	Required	9	63.0%
West Virginia	Partial	Not required	15	72.3%
Wisconsin	Regulated	Required	11	66.8%
Wyoming	Not regulated	Not required	18	71.4%

Sources: state Departments of Insurance and Attorneys General (regulation & licensing); U.S. Census Bureau, American Community Survey (homeownership).

Download the listed-issuer reliability snapshot cited on this page: warranty-registry-statistics.csv (same CSV as /statistics, CC0).

Compiled byPlainWarranty, Product Warranties Editorial Process

Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on state Departments of Insurance and Attorneys General regulatory records, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.