Home warranties in Wisconsin
RegulatedIn Wisconsin, home warranties are regulated and providers must be licensed. 11 of the companies we track operate here.
Regulated
Regulatory status
Required
Provider licensing
11
Companies available
66.8%
Homeownership rate
What this means for you: Wisconsin regulates home warranties, so you can escalate an unresolved dispute to a state regulator that can investigate, fine, or revoke a provider's license, generally your strongest recourse.
Consumer protections in Wisconsin
Regulated by Office of Commissioner of Insurance. Service contracts classified as insurance. Wis. Stat. 616.50. Strict regulatory environment.
File a complaint in Wisconsin: https://oci.wi.gov/Pages/Consumers/FileAComplaint.aspx
Most reliable companies available in Wisconsin
Reliability Score (0–100) - top 11 of 11 available
Companies available in Wisconsin
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Old Republic Home Protection | 89A |
| Liberty Home Guard | 88A |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| HSA Home Warranty | 30F |
| Porch Home Warranty | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in Wisconsin: what to know
Wisconsin is regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 66.8% across roughly 5,892,539 residents, it is served by 11 of the companies we track. Advertised annual plan costs here are around $500 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in Wisconsin, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: Wisconsin Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.