Home warranties in Wisconsin
RegulatedIn Wisconsin, home warranties are regulated and providers must be licensed. 11 of the companies we track operate here.
Warranty registry plate
Sheet WI · Wisconsin 11 cos. · #48/51
- REG-YES Regulated
- LIC-REQ License required
- RANK-BOTTOM #48/51
- BELOW-PEER 2 cos. back
- COST-PAR ~$500/yr
- DESK-OPEN Filing desk open
- OWN-MID 66.8% owners
- BOOK-FULL 7/7 fields
Nearest inventory peer: New York (+ 2 tracked companies)
Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.
Inventory neighbourhood around Wisconsin
Lowest/highest poles plus states nearest Wisconsin on tracked company inventory. Full ladder: /states.
Nationwide states with similar plan cost or homeownership
Peer states for Wisconsin ranked by tracked issuer inventory first; advertised plan cost and Census homeownership fill the second column when present.
Similar average annual plan cost
Nearest advertised annual costs ($500 here).
Closest match: homeownership rate
Nearest Census homeownership rates (66.8% here).
State-regulated market
What this means for you: Wisconsin regulates home warranties, but the tracked issuer book is thin (11). Escalate unresolved disputes to the state regulator, and compare the few listed providers carefully.
Consumer protections in Wisconsin
Regulated by Office of Commissioner of Insurance. Service contracts classified as insurance. Wis. Stat. 616.50. Strict regulatory environment.
File a complaint in Wisconsin: https://oci.wi.gov/Pages/Consumers/FileAComplaint.aspx
Few companies listed for Wisconsin
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Old Republic Home Protection | 89A |
| Liberty Home Guard 2 of 3 signals | 88A |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| HSA Home Warranty 1 of 3 signals | 30F |
| Porch Home Warranty 1 of 3 signals | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.
Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 3 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); HSA Home Warranty: Trustpilot only (BBB profile not rated, 1 BBB review); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.
State-regulated market
Wisconsin in the thin inventory third
Wisconsin regulates home-warranty contracts; unresolved disputes can escalate to a state regulator that can investigate or revoke a license.
Wisconsin is regulated with a thin tracked book (11 issuers). Homeownership is about 66.8%. Advertised annual plans average around $500. Top Reliability Score among the thin set: HomeServe at 96/100.
Compare the Reliability Score table for issuers listing Wisconsin, then open each company card for plan-tier coverage and BBB/Trustpilot sources.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed. According to PlainWarranty's corpus ranking, Wisconsin ranks #48 of 51 states by tracked home-warranty company inventory. How we place states.
Source: Wisconsin Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.