Most Reliable Home Warranty Companies
All 19 home warranty companies ranked by Reliability Score, a transparent blend of BBB rating, BBB customer reviews, and Trustpilot score.
This list, in one line
HomeServe leads on reliability at 96/100 - the #19 cutoff to make this list is 10/100 (Porch Home Warranty, scored on 1 of 3 signals).
- 96/100
- #1 · HomeServe
- 10/100
- #19, the cutoff to make this list
- 19
- Companies ranked
Better Business Bureau and Trustpilot. Rankings are computed from public data, not sponsored.
The bar to make this list
Full distribution of reliability across all 19 ranked companies
10 19th of 19 the lowest of 19 companies
Companies, banded by reliability
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Better Business Bureau and Trustpilot · 2026-06-15
| # | Company | Grade | Reliability |
|---|---|---|---|
| 1 | HomeServe | A | |
| 2 | Old Republic Home Protection | A | |
| 3 | Liberty Home Guard 2 of 3 signals | A | |
| 4 | America's Preferred Home Warranty | A | |
| 5 | AFC Home Club | B | |
| 6 | Cinch Home Services | B | |
| 7 | First American Home Warranty | B | |
| 8 | American Home Shield | C | |
| 9 | Choice Home Warranty | C | |
| 10 | Home Warranty of America | C | |
| 11 | Fidelity National Home Warranty | C | |
| 12 | 2-10 Home Buyers Warranty | C | |
| 13 | ServicePlus Home Warranty | C | |
| 14 | Landmark Home Warranty | C | |
| 15 | Select Home Warranty | C | |
| 16 | First Premier Home Warranty | D | |
| 17 | Total Home Protection | D | |
| 18 | HSA Home Warranty 1 of 3 signals | F | |
| 19 | Porch Home Warranty 1 of 3 signals | F |
Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 3 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); HSA Home Warranty: Trustpilot only (BBB profile not rated, 1 BBB review); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.
Source: Better Business Bureau and Trustpilot.
What this ranking tells you
Our Reliability Score combines three independent reputation signals into a single 0–100 number: the Better Business Bureau letter rating (how a company handles and resolves complaints), the BBB customer-review average, and the Trustpilot TrustScore. It deliberately excludes raw complaint counts, which simply track company size. Companies at the top combine strong complaint-handling with genuinely positive customer sentiment.
No single ranking captures a company in full. A provider that tops one axis can sit mid-pack on another, strong BBB complaint-handling alongside soft customer reviews, say. The best decision reads several of these lists together and intersects them with the company detail pages for coverage, pricing, and state availability.
Frequently asked questions
How is the Reliability Score calculated?
It blends the BBB letter rating (45%), the BBB customer-review average (25%, minimum 5 reviews), and the Trustpilot TrustScore (30%, minimum 5 reviews), each scaled to 0–100. If a signal is missing, the remaining weights are re-normalized. Raw complaint counts are not included because they scale with company size.
Are these rankings sponsored?
No. Rankings are computed entirely from public BBB and Trustpilot data. We do not accept payment, sponsorship, or affiliate commissions from any company, and the methodology is reproducible from the public sources.
Explore more rankings
Source: Better Business Bureau & Trustpilot Home warranty company ratings and customer reviews · 2026 Reputation figures are point-in-time snapshots; rankings recompute as the underlying data is refreshed.
Read our methodology - how the Reliability Score is sourced and computed.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. Rankings are computed directly from BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.