First American Home Warranty
A well-established warranty provider with strong real estate industry partnerships and flexible plan options.
Reliability Score
73
out of 100 · grade B
The verdict: Reputation data puts First American Home Warranty at 73/100 (grade B) for reliability, reflecting an A- BBB rating, 1.94★ across 1,447 BBB reviews and 4.0★ on Trustpilot.
The Reliability Score blends independent reputation signals only, never marketing, and never raw complaint counts (which scale with company size). How it's calculated →
Independent reputation signals
A-
BBB rating · accredited
1.94★
1,447 BBB reviews
4.0★
18,361 Trustpilot reviews
2,865
BBB complaints (3 yr)
Complaint counts scale with company size, a large national provider naturally logs more than a small one, so we show them for context but keep them out of the score.
How the score is built
Each signal scaled to 0–100, then weighted.
A- grade
1.94★ · 1,447 reviews
4.0★ · 18,361 reviews
Annual cost
$350-$600
Service fee
$75-$100
Availability
48 states
Coverage by plan tier
| System / Appliance | Basic | Premier | Premier+ |
|---|---|---|---|
| Ceiling Fans | |||
| Central Vacuum | |||
| Ductwork | |||
| Electrical | |||
| Garage Door Opener | |||
| HVAC | ~ | ||
| Kitchen Appliances | |||
| Laundry Appliances | |||
| Plumbing | |||
| Pool/Spa | |||
| Roof Leak | ~ | ||
| Septic System | |||
| Water Heater | |||
| Well Pump |
Hover icons for limit and exclusion details. Based on First American Home Warranty's published plan documents.
Available in 48 states
Not currently available in 3 states:
What the data says about First American Home Warranty
Weighing BBB rating, BBB reviews and Trustpilot, we score First American Home Warranty at 73/100 for reliability (grade B). The BBB's letter grade for its complaint handling is A-, though its everyday reviews (1.94★ BBB, 4.0★ Trustpilot) measure something the complaint grade above doesn't.
Available in 48 states. Founded in 1984, it now operates under First American Financial Corporation. Plans run $350-$600 per year, plus a $75-$100 service fee per visit. Don't let the price tag decide it -- the sample contract's exclusions are what actually determine whether a future claim gets paid.
Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. Company figures are computed directly from BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.