Which Home Warranty Company Can You Trust?
Public-data reference. for PlainWarranty.
Unbiased decision engine ranking 19 home warranty companies by 93K complaints, coverage matrices, state regs + buy/no-buy calculator.
Compare 19 home warranty companies using 93,150 complaint records, coverage matrices, and a "should I buy?" calculator. Free. No account required.
Decision-support tool. This is not a review site. Analysis is based on industry reports, BBB complaint patterns, and plan documentation.
19
Companies Analyzed
93,150
Complaints Tracked
14
Coverage Categories
51
States Covered
Company Rankings
Ranked by complaint score (A = fewest issues, F = most issues)
America's Preferred Home Warranty
1,200 complaints · 95% timely
$450-$600/yr
Old Republic Home Protection
3,100 complaints · 93% timely
$400-$700/yr
Fidelity National Home Warranty
2,200 complaints · 92% timely
$350-$600/yr
Landmark Home Warranty
1,400 complaints · 91% timely
$350-$550/yr
2-10 Home Buyers Warranty
4,200 complaints · 92% timely
$300-$700/yr
HSA Home Warranty
2,600 complaints · 90% timely
$450-$700/yr
First American Home Warranty
8,400 complaints · 91% timely
$350-$600/yr
HomeServe
3,800 complaints · 90% timely
$50-$300 per plan/yr
Cinch Home Services
5,500 complaints · 88% timely
$350-$700/yr
AFC Home Club
900 complaints · 86% timely
$400-$750/yr
What's Covered?
Common home systems and appliances covered by warranty plans
Ceiling Fans
19 companies cover this
Central Vacuum System
17 companies cover this
Ductwork
19 companies cover this
Electrical System
19 companies cover this
Garage Door Opener
19 companies cover this
HVAC (Heating, Ventilation & Air Conditioning)
19 companies cover this
Kitchen Appliances
19 companies cover this
Laundry Appliances
19 companies cover this
Plumbing System
19 companies cover this
Should You Buy a Home Warranty?
Use our free calculator to estimate your annual repair costs vs. warranty plan costs. Based on your home's age, systems, and budget.
Try the CalculatorTop Consumer Complaints
Most frequently reported issues across all home warranty companies
Claim Denial
Warranty company denies a covered claim, often citing pre-existing conditions, lack of maintenance, or policy exclusions.
12,500 mentions
Slow Response Time
Long waits for contractor dispatch, especially during peak seasons (summer for AC, winter for heating).
9,800 mentions
Low Coverage Limits
Per-item or per-incident caps that do not cover the full cost of repair or replacement.
8,200 mentions
Contractor Quality
Poor quality repairs, unlicensed contractors, or contractors unfamiliar with the specific system.
7,600 mentions
Cancellation Difficulties
Difficulty canceling the warranty or unexpected fees for early cancellation.
5,400 mentions
Pre-existing Condition Exclusion
Company denies claims on items that had issues before the warranty start date, even if the homeowner was unaware.
5,100 mentions
Data sources: Industry reports, BBB complaint patterns, publicly available plan documentation, and state regulatory filings. Complaint scores are calculated based on complaint volume, resolution rates, and dispute frequency relative to estimated customer base. Last updated: April 2026. Learn more about our methodology.
Home Warranty Guides
Independent guides to understanding home warranty contracts, comparing options, and making informed decisions.