AFC Home Club
A newer provider offering a concierge-style claims experience with no coverage caps on many items.
Reliability Score
79
out of 100 · grade B
The verdict: Reputation data puts AFC Home Club at 79/100 (grade B) for reliability, reflecting a B BBB rating, 4.05★ across 348 BBB reviews and 4.1★ on Trustpilot.
The Reliability Score blends independent reputation signals only, never marketing, and never raw complaint counts (which scale with company size). How it's calculated →
Independent reputation signals
B
BBB rating · accredited
4.05★
348 BBB reviews
4.1★
466 Trustpilot reviews
185
BBB complaints (3 yr)
Complaint counts scale with company size, a large national provider naturally logs more than a small one, so we show them for context but keep them out of the score.
How the score is built
Each signal scaled to 0–100, then weighted.
B grade
4.05★ · 348 reviews
4.1★ · 466 reviews
Annual cost
$400-$750
Service fee
$75-$125
Availability
47 states
Coverage by plan tier
| System / Appliance | Platinum | Silver |
|---|---|---|
| Ceiling Fans | ||
| Central Vacuum | ||
| Ductwork | ||
| Electrical | ||
| Garage Door Opener | ||
| HVAC | ~ | |
| Kitchen Appliances | ||
| Laundry Appliances | ||
| Plumbing | ||
| Pool/Spa | ||
| Roof Leak | ~ | |
| Septic System | ||
| Water Heater | ~ | |
| Well Pump | ~ |
Hover icons for limit and exclusion details. Based on AFC Home Club's published plan documents.
Available in 47 states
Not currently available in 4 states:
What the data says about AFC Home Club
A Reliability Score of 79/100 (grade B) is where AFC Home Club's BBB rating, BBB reviews and Trustpilot data lands it. Complaint resolution is where the BBB grades it B, and on top of that, customers rate it 4.05★ on the BBB and 4.1★ on Trustpilot.
Founded in 2018. Available in 47 states. Plans run $400-$750 per year, plus a $75-$125 service fee per visit. A home warranty lives or dies on its exclusions list, not its price tag, so review the sample contract closely before buying.
Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. Company figures are computed directly from BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.