Home warranty company

Liberty Home Guard

A newer entrant that has grown rapidly with extensive coverage options and competitive pricing.

Est. 2017 New York, NY BBB: NR

Reliability Score

88

out of 100 · grade A

Unrated BBB letter grade

The verdict: Liberty Home Guard scores 88/100 (grade A) for reliability, drawing on an unrated BBB profile, 4.24★ across 1,786 BBB reviews and 4.5★ on Trustpilot.

Liberty Home Guard has no BBB letter rating yet, Reliability Score leans on available customer-review signals only.

Better Business Bureau · Trustpilot reputation blend, see methodology.

Liberty Home Guard vs every tracked home warranty company

Reliability Score (0-100), Better Business Bureau + Trustpilot blend

88 Top 16% higher than 84% of 19 companies

Companies, banded by Reliability Score

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source BBB + Trustpilot reputation blend · 2026-06-15

Where Liberty Home Guard sits: cost vs. reliability

The two numbers that actually trade off when picking a home warranty plan, plotted against 19 tracked peers. Dividers sit at the peer-group median ($500/yr, 63/100), not a simple high/low average, so one outlier can't drag the split off-center. See the full registry view on the homepage.

Liberty Home Guard vs. cost-and-reliability peers

Liberty Home Guard plotted against 19 tracked companies by advertised annual cost midpoint and Reliability Score, dividers at the peer-group median. 2×2 strategic matrix plotting 19 entities by Annual cost ($/yr) (X) and Reliability Score (Y), with a crosshair dividing the plot into four quadrants. PremiumBest valueOverpricedBudget risk $100$200$300$400$500$600$700 020406080100120 Annual cost ($/yr) Reliability Score Liberty Home Guard vs. cost-and-reliability peers
Liberty Home Guard plotted against 19 tracked companies by advertised annual cost midpoint and Reliability Score, dividers at the peer-group median.

Independent reputation signals

NR

BBB rating

4.24★

1,786 BBB reviews · top third

4.5★

5,748 Trustpilot reviews · top third

308

BBB complaints (12 mo) · 1,243 over 3 yr

Among 19 listed issuers, Liberty Home Guard's 308 BBB complaints in the last 12 months place it #8 (2% of the corpus total); raw counts are not a reliability ranking.

Unrated BBB letter grade - weighted signals

Each signal scaled 0–100, then weighted (weights re-normalized when a signal is missing).

BBB reviews · 45% 85/100

4.24★ · 1,786 reviews

Trustpilot · 55% 90/100

4.5★ · 5,748 reviews

Reliability Score 88/100

Annual cost

$400-$700

Service fee

$60-$125

Availability

49 states

Customer base

200,000+

Revenue band

$50M-$100M

Official site

libertyhomeguard.com

Liberty Home Guard coverage across 3 plan tiers

System / Appliance Appliance GuardSystems GuardTotal Home Guard
Ceiling Fans
Central Vacuum
Ductwork
Electrical
Garage Door Opener
HVAC
Kitchen Appliances
Laundry Appliances
Plumbing
Pool/Spa
Roof Leak ~
Septic System
Water Heater
Well Pump

Hover icons for limit and exclusion details. Based on Liberty Home Guard's published plan documents.

Across 14 system types in this matrix, 10 show full coverage on at least one tier. Uncommon inclusions here: Central Vacuum (17/19 issuers), Ductwork (18/19 issuers).

Available in 49 states

Not currently available in 2 states:

AlaskaWashington

Nationwide companies with similar reliability or review volume

Two peer sets for Liberty Home Guard on BBB/Trustpilot-derived metrics that vary across the full issuer corpus, not state service-area overlap.

Unrated BBB letter grade

Why Liberty Home Guard lands in the top reliability third

Liberty Home Guard has no BBB letter rating yet, Reliability Score leans on available customer-review signals only.

Liberty Home Guard's Reliability Score comes to 88/100 (grade A), built from BBB reviews and Trustpilot. It currently has no BBB letter rating, and on top of that, customers rate it 4.24★ on the BBB and 4.5★ on Trustpilot.

Available in 49 states. Plans run $400-$700 per year, plus a $60-$125 service fee per visit. Founded in 2017. Price is the easy comparison; the exclusions buried in the contract are what actually determine whether a claim gets paid, so read the sample contract first.

Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.

Liberty Home Guard FAQ

How reliable is Liberty Home Guard?

Liberty Home Guard has a PlainWarranty Reliability Score of 88/100 (grade A), based on an unrated BBB profile, 4.24★ across 1,786 BBB reviews and 4.5★ on Trustpilot. The score blends independent reputation signals only and excludes raw complaint counts.

How does Liberty Home Guard rank against other home warranty companies?

Liberty Home Guard ranks #3 of 19 home warranty companies we track by Reliability Score, ahead of 84% of the tracked companies.

What does Liberty Home Guard's BBB rating mean?

Liberty Home Guard currently has no BBB letter rating. We score it from its available customer reviews instead.

Is Liberty Home Guard a good value?

Liberty Home Guard plans run $400-$700 per year with a $60-$125 service fee. The cheapest plan is rarely the best value, the contract's coverage limits and exclusions matter more than the premium.