Liberty Home Guard
A newer entrant that has grown rapidly with extensive coverage options and competitive pricing.
Reliability Score
88
out of 100 · grade A
The verdict: Liberty Home Guard scores 88/100 (grade A) for reliability, drawing on an unrated BBB profile, 4.24★ across 1,786 BBB reviews and 4.5★ on Trustpilot.
The Reliability Score blends independent reputation signals only, never marketing, and never raw complaint counts (which scale with company size). How it's calculated →
Independent reputation signals
NR
BBB rating
4.24★
1,786 BBB reviews
4.5★
5,748 Trustpilot reviews
1,243
BBB complaints (3 yr)
Complaint counts scale with company size, a large national provider naturally logs more than a small one, so we show them for context but keep them out of the score.
How the score is built
Each signal scaled to 0–100, then weighted (weights re-normalized for missing signals).
4.24★ · 1,786 reviews
4.5★ · 5,748 reviews
Annual cost
$400-$700
Service fee
$60-$125
Availability
49 states
Coverage by plan tier
| System / Appliance | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| Ceiling Fans | |||
| Central Vacuum | |||
| Ductwork | |||
| Electrical | |||
| Garage Door Opener | |||
| HVAC | |||
| Kitchen Appliances | |||
| Laundry Appliances | |||
| Plumbing | |||
| Pool/Spa | |||
| Roof Leak | ~ | ||
| Septic System | |||
| Water Heater | |||
| Well Pump |
Hover icons for limit and exclusion details. Based on Liberty Home Guard's published plan documents.
Available in 49 states
Not currently available in 2 states:
What the data says about Liberty Home Guard
Liberty Home Guard's Reliability Score comes to 88/100 (grade A), built from BBB reviews and Trustpilot. It currently has no BBB letter rating, and on top of that, customers rate it 4.24★ on the BBB and 4.5★ on Trustpilot.
Available in 49 states. Plans run $400-$700 per year, plus a $60-$125 service fee per visit. Founded in 2017. Price is the easy comparison; the exclusions buried in the contract are what actually determine whether a claim gets paid, so read the sample contract first.
Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. Company figures are computed directly from BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.