Porch Home Warranty
A tech-forward home warranty offering from Porch Group, leveraging their home services marketplace for contractor dispatch.
Reliability Score
10
out of 100 · grade F
Bottom-third Reliability Score
The verdict: Porch Home Warranty scores 10/100 (grade F) for reliability, drawing on a F BBB rating and 2.9★ on Trustpilot.
10/100 (grade F) sits in the weakest third of 19 scored issuers · corpus #19.
Better Business Bureau · Trustpilot reputation blend, see methodology.
Porch Home Warranty vs every tracked home warranty company
Reliability Score (0-100), Better Business Bureau + Trustpilot blend
10 Top 100% in the bottom 1% of 19 companies
Companies, banded by Reliability Score
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source BBB + Trustpilot reputation blend · 2026-06-15
Where Porch Home Warranty sits: cost vs. reliability
The two numbers that actually trade off when picking a home warranty plan, plotted against 19 tracked peers. Dividers sit at the peer-group median ($500/yr, 63/100), not a simple high/low average, so one outlier can't drag the split off-center. See the full registry view on the homepage.
Porch Home Warranty vs. cost-and-reliability peers
Independent reputation signals
F
BBB rating
-
BBB reviews
2.9★
2 Trustpilot reviews
2
BBB complaints (12 mo) · 2 over 3 yr
#18 of 19 for 12-month BBB complaint volume (2 closed), 0% of the listed-issuer total - size-weighted, not a quality score.
Bottom-third Reliability Score - weighted signals
Each signal scaled 0–100, then weighted (weights re-normalized when a signal is missing).
F grade
Annual cost
$300-$500
Service fee
$65-$85
Availability
49 states
Customer base
50,000+
Revenue band
$10M-$50M
Official site
Porch Home Warranty coverage on two plan tiers
| System / Appliance | Premium | Standard |
|---|---|---|
| Ceiling Fans | ||
| Central Vacuum | ||
| Ductwork | ||
| Electrical | ||
| Garage Door Opener | ||
| HVAC | ~ | |
| Kitchen Appliances | ||
| Laundry Appliances | ||
| Plumbing | ||
| Pool/Spa | ||
| Roof Leak | ~ | |
| Septic System | ||
| Water Heater | ~ | |
| Well Pump | ~ |
Hover icons for limit and exclusion details. Based on Porch Home Warranty's published plan documents.
Porch Home Warranty covers 10 of 14 tracked systems on at least one plan tier; Central Vacuum (only 17 of 19 issuers offer full coverage) and Ductwork (only 18 of 19 issuers offer full coverage).
Available in 49 states
Not currently available in 2 states:
Nationwide companies with similar reliability or review volume
Two peer sets for Porch Home Warranty on BBB/Trustpilot-derived metrics that vary across the full issuer corpus, not state service-area overlap.
Similar reliability score
Nearest Reliability Scores (10/100 here).
Similar Trustpilot review volume
Nearest Trustpilot review counts (2 here).
Bottom-third Reliability Score
Why Porch Home Warranty sits in the bottom reliability third
10/100 (grade F) sits in the weakest third of 19 scored issuers · corpus #19.
BBB rating put Porch Home Warranty's Reliability Score at 10/100 (grade F). Complaint resolution is where the BBB grades it F.
Available in 49 states. Founded in 2021, it now operates under Porch Group, Inc.. Plans run $300-$500 per year, plus a $65-$85 service fee per visit. Whatever the price, the fine print on exclusions decides claim outcomes for any home warranty -- worth reading the sample contract before you buy.
Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.
Porch Home Warranty FAQ
How reliable is Porch Home Warranty?
Porch Home Warranty has a PlainWarranty Reliability Score of 10/100 (grade F), based on a F BBB rating and 2.9★ on Trustpilot. The score blends independent reputation signals only and excludes raw complaint counts.
How does Porch Home Warranty rank against other home warranty companies?
Porch Home Warranty ranks #19 of 19 home warranty companies we track by Reliability Score, ahead of 0% of the tracked companies.
What does Porch Home Warranty's BBB rating mean?
Porch Home Warranty holds a F Better Business Bureau rating, which reflects how it handles and resolves complaints, separate from its customer review average.
Is Porch Home Warranty a good value?
Porch Home Warranty plans run $300-$500 per year with a $65-$85 service fee. The cheapest plan is rarely the best value, the contract's coverage limits and exclusions matter more than the premium.