2026 data Public-data reference. official source

First Premier Home Warranty

Open-data reference.

Score: D

A newer budget provider targeting cost-conscious homeowners with straightforward plan structures.

Est. 2019 Las Vegas, NV BBB: B

D

Complaint Score

400

Total Complaints

80%

Timely Response

24%

Disputed Rate

Coverage Scope by System Type — First Premier Home Warranty
HVAC: 85% coverage Plumbing: 90% coverage Electrical: 80% coverage Kitchen: 75% coverage Laundry: 70% coverage Roof: 45% coverage HVACPlumbingElectricalKitchenLaundryRoof 85%90%80%75%70%45% Coverage 25% 50% 75%

Complaint Score

D

Total Complaints

400

Timely Response

80%

Below 90%

Timely Response Rate 80.0%
Industry avg. (~85%)

80% of complaints received a timely response.

Annual Cost: $350-$550
Service Fee: $65-$100
Est. Customers: 20,000+

Complaint Trend by Year

20202021202220232024
306010012090

Top Complaint Issues

Claim Denial

150 complaints

Low Coverage Limits

80 complaints

Cancellation Difficulties

60 complaints

Slow Response Time

50 complaints

Pre-existing Condition Exclusion

30 complaints

Contractor Quality

20 complaints

Coverage Matrix

System / Appliance GoldPlatinum
Ceiling Fans
Central Vacuum
Ductwork
Electrical
Garage Door Opener
HVAC ~
Kitchen Appliances
Laundry Appliances
Plumbing
Pool/Spa
Roof Leak ~
Septic System
Water Heater ~
Well Pump ~

Hover over icons for limit and exclusion details. Based on published plan documents.

Available in 46 States

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What This Data Tells Us About First Premier Home Warranty

First Premier Home Warranty has logged 400 complaints in the CFPB consumer database and receives a composite complaint score of D based on volume relative to customer base, response behavior, and dispute patterns. Timely response rate sits at 80% against the CFPB's 15-day window, while the consumer dispute rate — the share of resolutions consumers reject as inadequate — runs at 24%. With an estimated 20,000+ customer base, these figures are most useful when indexed to company size: a large insurer can accumulate high raw complaint counts while still delivering average-to-good per-customer performance.

Pricing and reach tell the second half of the story. Annual plan cost ranges $350-$550, with service fees in the $65-$100 window per call — numbers that matter because total cost of ownership combines premium, deductible, and exclusions, not premium alone. The company's Better Business Bureau rating is B, a signal that tracks response speed to BBB-mediated complaints and adherence to advertising standards. Coverage footprint extends to 46 states, which both expands the potential complaint pool and indicates scale of operations.

The most common complaint category is "Claim Denial" — which concentrates disputes and points to where plan language, claim adjudication, or repair-network capacity most often break down. Founded in 2019, For homeowners weighing this provider, the combined signal — complaint score, response and dispute rates, BBB rating, and state availability — is more informative than any single metric, and should be compared against at least two peer companies before committing.

Recent Complaints

Date Issue
2024-12-26 Pre-existing Condition Exclusion
2024-12-23 Billing Issues
2024-12-22 Claim Denial
2024-12-13 Low Coverage Limits
2024-12-13 Pre-existing Condition Exclusion
2024-12-12 Pre-existing Condition Exclusion
2024-12-06 Claim Denial
2024-12-05 Billing Issues
2024-12-01 Claim Denial
2024-11-28 Contractor Quality

Related

Data sourced from official CFPB Consumer Complaint Database and BBB complaint records. See our methodology for details. Retrieved and formatted by Kiznis Studio Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from CFPB complaint database, state insurance department records and public complaint data. Consult a qualified professional before making decisions based on this data.

Learn more: Understanding Contracts | When Warranties Make Sense