Complaint Score
D
Open-data reference.
A newer budget provider targeting cost-conscious homeowners with straightforward plan structures.
D
Complaint Score
400
Total Complaints
80%
Timely Response
24%
Disputed Rate
Complaint Score
D
Total Complaints
400
Timely Response
80%
Below 90%
80% of complaints received a timely response.
| 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 30 | 60 | 100 | 120 | 90 |
Claim Denial
150 complaints
Low Coverage Limits
80 complaints
Cancellation Difficulties
60 complaints
Slow Response Time
50 complaints
Pre-existing Condition Exclusion
30 complaints
Contractor Quality
20 complaints
| System / Appliance | Gold | Platinum |
|---|---|---|
| Ceiling Fans | ||
| Central Vacuum | ||
| Ductwork | ||
| Electrical | ||
| Garage Door Opener | ||
| HVAC | ~ | |
| Kitchen Appliances | ||
| Laundry Appliances | ||
| Plumbing | ||
| Pool/Spa | ||
| Roof Leak | ~ | |
| Septic System | ||
| Water Heater | ~ | |
| Well Pump | ~ |
Hover over icons for limit and exclusion details. Based on published plan documents.
First Premier Home Warranty has logged 400 complaints in the CFPB consumer database and receives a composite complaint score of D based on volume relative to customer base, response behavior, and dispute patterns. Timely response rate sits at 80% against the CFPB's 15-day window, while the consumer dispute rate — the share of resolutions consumers reject as inadequate — runs at 24%. With an estimated 20,000+ customer base, these figures are most useful when indexed to company size: a large insurer can accumulate high raw complaint counts while still delivering average-to-good per-customer performance.
Pricing and reach tell the second half of the story. Annual plan cost ranges $350-$550, with service fees in the $65-$100 window per call — numbers that matter because total cost of ownership combines premium, deductible, and exclusions, not premium alone. The company's Better Business Bureau rating is B, a signal that tracks response speed to BBB-mediated complaints and adherence to advertising standards. Coverage footprint extends to 46 states, which both expands the potential complaint pool and indicates scale of operations.
The most common complaint category is "Claim Denial" — which concentrates disputes and points to where plan language, claim adjudication, or repair-network capacity most often break down. Founded in 2019, For homeowners weighing this provider, the combined signal — complaint score, response and dispute rates, BBB rating, and state availability — is more informative than any single metric, and should be compared against at least two peer companies before committing.
| Date | Issue |
|---|---|
| 2024-12-26 | Pre-existing Condition Exclusion |
| 2024-12-23 | Billing Issues |
| 2024-12-22 | Claim Denial |
| 2024-12-13 | Low Coverage Limits |
| 2024-12-13 | Pre-existing Condition Exclusion |
| 2024-12-12 | Pre-existing Condition Exclusion |
| 2024-12-06 | Claim Denial |
| 2024-12-05 | Billing Issues |
| 2024-12-01 | Claim Denial |
| 2024-11-28 | Contractor Quality |
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from CFPB complaint database, state insurance department records and public complaint data. Consult a qualified professional before making decisions based on this data.
Learn more: Understanding Contracts | When Warranties Make Sense
Read our methodology — how this data is sourced, computed, and verified.