Fidelity National Home Warranty
One of the longest-running home warranty companies, popular in real estate transactions in western and southern states.
Reliability Score
62
out of 100 · grade C
The verdict: Grade C, 62/100 - that's Fidelity National Home Warranty's Reliability Score, built on an A+ BBB rating, 1.24★ across 170 BBB reviews and 1.8★ on Trustpilot.
The Reliability Score blends independent reputation signals only, never marketing, and never raw complaint counts (which scale with company size). How it's calculated →
Independent reputation signals
A+
BBB rating · accredited
1.24★
170 BBB reviews
1.8★
14 Trustpilot reviews
689
BBB complaints (3 yr)
Complaint counts scale with company size, a large national provider naturally logs more than a small one, so we show them for context but keep them out of the score.
How the score is built
Each signal scaled to 0–100, then weighted.
A+ grade
1.24★ · 170 reviews
1.8★ · 14 reviews
Annual cost
$350-$600
Service fee
$75-$100
Availability
22 states
Coverage by plan tier
| System / Appliance | Comprehensive | Standard |
|---|---|---|
| Ceiling Fans | ||
| Central Vacuum | ||
| Ductwork | ||
| Electrical | ||
| Garage Door Opener | ||
| HVAC | ~ | |
| Kitchen Appliances | ||
| Laundry Appliances | ||
| Plumbing | ||
| Pool/Spa | ||
| Roof Leak | ~ | |
| Septic System | ||
| Water Heater | ~ | |
| Well Pump | ~ |
Hover icons for limit and exclusion details. Based on Fidelity National Home Warranty's published plan documents.
Available in 22 states
What the data says about Fidelity National Home Warranty
A Reliability Score of 62/100 (grade C) is where Fidelity National Home Warranty's BBB rating, BBB reviews and Trustpilot data lands it. Complaint handling earns it a A+ from the BBB, and on top of that, customers rate it 1.24★ on the BBB and 1.8★ on Trustpilot.
Available in 22 states. Founded in 1974, it now operates under Fidelity National Financial. Plans run $350-$600 per year, plus a $75-$100 service fee per visit. The exclusions written into the contract, not the sticker price, typically decide whether a home-warranty claim gets paid -- read the sample contract before signing up.
Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. Company figures are computed directly from BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.