Home warranty company

ServicePlus Home Warranty

Offers competitive pricing with extensive coverage options, though reviews are mixed on claims handling.

Est. 2015 Newark, NJ BBB: B

Reliability Score

60

out of 100 · grade C

BBB B complaint grade

The verdict: ServicePlus Home Warranty scores 60/100 (grade C) for reliability, drawing on a B BBB rating, 1.07★ across 302 BBB reviews and 3.5★ on Trustpilot.

ServicePlus Home Warranty carries a B BBB letter grade for complaint handling.

Better Business Bureau · Trustpilot reputation blend, see methodology.

ServicePlus Home Warranty vs every tracked home warranty company

Reliability Score (0-100), Better Business Bureau + Trustpilot blend

60 Top 68% higher than 32% of 19 companies

Companies, banded by Reliability Score

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source BBB + Trustpilot reputation blend · 2026-06-15

Where ServicePlus Home Warranty sits: cost vs. reliability

The two numbers that actually trade off when picking a home warranty plan, plotted against 19 tracked peers. Dividers sit at the peer-group median ($500/yr, 63/100), not a simple high/low average, so one outlier can't drag the split off-center. See the full registry view on the homepage.

ServicePlus Home Warranty vs. cost-and-reliability peers

ServicePlus Home Warranty plotted against 19 tracked companies by advertised annual cost midpoint and Reliability Score, dividers at the peer-group median. 2×2 strategic matrix plotting 19 entities by Annual cost ($/yr) (X) and Reliability Score (Y), with a crosshair dividing the plot into four quadrants. PremiumBest valueOverpricedBudget risk $100$200$300$400$500$600$700 020406080100120 Annual cost ($/yr) Reliability Score ServicePlus Home Warranty vs. cost-and-reliability peers
ServicePlus Home Warranty plotted against 19 tracked companies by advertised annual cost midpoint and Reliability Score, dividers at the peer-group median.

Independent reputation signals

B

BBB rating

1.07★

302 BBB reviews · bottom third

3.5★

663 Trustpilot reviews · middle third

80

BBB complaints (12 mo) · 493 over 3 yr

Among 19 listed issuers, ServicePlus Home Warranty's 80 BBB complaints in the last 12 months place it #13 (1% of the corpus total); raw counts are not a reliability ranking.

BBB B complaint grade - weighted signals

Each signal scaled 0–100, then weighted.

BBB rating · 45% 75/100

B grade

BBB reviews · 25% 21/100

1.07★ · 302 reviews

Trustpilot · 30% 70/100

3.5★ · 663 reviews

Reliability Score 60/100

Annual cost

$400-$600

Service fee

$75-$125

Availability

48 states

Customer base

100,000+

Revenue band

$10M-$50M

Official site

homeserviceclub.com

ServicePlus Home Warranty coverage on two plan tiers

System / Appliance Comprehensive PlanStandard Plan
Ceiling Fans
Central Vacuum
Ductwork
Electrical
Garage Door Opener
HVAC ~
Kitchen Appliances
Laundry Appliances
Plumbing
Pool/Spa
Roof Leak ~
Septic System
Water Heater ~
Well Pump ~

Hover icons for limit and exclusion details. Based on ServicePlus Home Warranty's published plan documents.

Across 14 system types in this matrix, 10 show full coverage on at least one tier. Uncommon inclusions here: Central Vacuum (17/19 issuers), Ductwork (18/19 issuers).

Available in 48 states

Not currently available in 3 states:

AlaskaHawaiiWashington

Nationwide companies with similar reliability or review volume

Two peer sets for ServicePlus Home Warranty on BBB/Trustpilot-derived metrics that vary across the full issuer corpus, not state service-area overlap.

BBB B complaint grade

What the data says about ServicePlus Home Warranty

ServicePlus Home Warranty carries a B BBB letter grade for complaint handling.

ServicePlus Home Warranty earns a Reliability Score of 60/100 (grade C), built from BBB rating, BBB reviews and Trustpilot. On the BBB's complaint-handling scale, it carries a B rating, while customers rate it 1.07★ on the BBB and 3.5★ on Trustpilot -- the gap between complaint-handling and everyday sentiment is often where the real story is.

Plans run $400-$600 per year, plus a $75-$125 service fee per visit. Founded in 2015. Available in 48 states. Whatever the price, the fine print on exclusions decides claim outcomes for any home warranty -- worth reading the sample contract before you buy.

Disclaimer: Informational only; not legal, financial, or insurance advice. Figures are point-in-time snapshots from the sources above and change over time. Always confirm current plan terms directly with the company before purchasing.

ServicePlus Home Warranty FAQ

How reliable is ServicePlus Home Warranty?

ServicePlus Home Warranty has a PlainWarranty Reliability Score of 60/100 (grade C), based on a B BBB rating, 1.07★ across 302 BBB reviews and 3.5★ on Trustpilot. The score blends independent reputation signals only and excludes raw complaint counts.

How does ServicePlus Home Warranty rank against other home warranty companies?

ServicePlus Home Warranty ranks #13 of 19 home warranty companies we track by Reliability Score, ahead of 32% of the tracked companies.

What does ServicePlus Home Warranty's BBB rating mean?

ServicePlus Home Warranty holds a B Better Business Bureau rating, which reflects how it handles and resolves complaints, separate from its customer review average.

Is ServicePlus Home Warranty a good value?

ServicePlus Home Warranty plans run $400-$600 per year with a $75-$125 service fee. The cheapest plan is rarely the best value, the contract's coverage limits and exclusions matter more than the premium.