State regulation & availability

Home warranties in Oklahoma

Partially regulated

In Oklahoma, home warranties are partially regulated. 17 of the companies we track operate here.

Warranty registry plate

Sheet OK · Oklahoma 17 cos. · #22/51

  • REG-PARTIAL Partially regulated
  • LIC-NONE No license required
  • RANK-MID #22/51
  • PHOTO-FINISH ±0 cos.
  • COST-PAR ~$500/yr
  • DESK-AG AG consumer desk
  • OWN-MID 66.3% owners
  • BOOK-FULL 7/7 fields

Nearest inventory peer: Florida (+ 0 tracked companies)

Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.

Company inventory near Oklahoma

Lowest/highest poles plus states nearest Oklahoma on tracked company inventory. Full ladder: /states.

0 3 6 9 12 15 18 21 AK · lowest FL · near KS · near UT · highest 3 17 17 17 17 17 19

Source: PlainWarranty company corpus (BBB & Trustpilot-linked issuers) As of 2026-06-15

States near Oklahoma's crowded inventory book

Peer states for Oklahoma ranked by tracked issuer inventory first; advertised plan cost and Census homeownership fill the second column when present.

Crowded warranty book

What this means for you: Oklahoma regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.

Consumer protections in Oklahoma

General consumer protection applies.

File a complaint in Oklahoma: https://www.oag.ok.gov/consumer-protection

Many companies listed for Oklahoma

Company Reliability
HomeServe
96A
Old Republic Home Protection
89A
Liberty Home Guard 2 of 3 signals
88A
America's Preferred Home Warranty
87A
AFC Home Club
79B
Cinch Home Services
74B
First American Home Warranty
73B
American Home Shield
64C
Choice Home Warranty
63C
Home Warranty of America
63C
2-10 Home Buyers Warranty
60C
ServicePlus Home Warranty
60C
Select Home Warranty
57C
First Premier Home Warranty
54D
Total Home Protection
46D
HSA Home Warranty 1 of 3 signals
30F
Porch Home Warranty 1 of 3 signals
10F

Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.

Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 3 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); HSA Home Warranty: Trustpilot only (BBB profile not rated, 1 BBB review); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.

Crowded warranty book

Oklahoma in the crowded inventory third

17 tracked issuers put Oklahoma in the densest third of state inventory (#22 of 51).

Oklahoma is partially regulated and hosts 17 of the issuers we track (top-third inventory). Homeownership is about 66.3%. Advertised annual plans average around $500. Highest Reliability Score among listed issuers here: HomeServe at 96/100.

Compare the Reliability Score table for issuers listing Oklahoma, then open each company card for plan-tier coverage and BBB/Trustpilot sources.

Source: Oklahoma Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.