State regulation & availability

Home warranties in Delaware

Partially regulated

In Delaware, home warranties are partially regulated. 15 of the companies we track operate here.

Warranty registry plate

Sheet DE · Delaware 15 cos. · #36/51

  • REG-PARTIAL Partially regulated
  • LIC-NONE No license required
  • RANK-LOWER #36/51
  • PHOTO-FINISH ±0 cos.
  • COST-PAR ~$500/yr
  • DESK-AG AG consumer desk
  • OWN-MID 69.7% owners
  • BOOK-FULL 7/7 fields

Nearest inventory peer: Alabama (+ 0 tracked companies)

Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.

Inventory neighbourhood around Delaware

Lowest/highest poles plus states nearest Delaware on tracked company inventory. Full ladder: /states.

0 3 6 9 12 15 18 21 AK · lowest AL · near LA · near UT · highest 3 15 15 15 15 15 19

Source: PlainWarranty company corpus (BBB & Trustpilot-linked issuers) As of 2026-06-15

States near Delaware's thin inventory book

Peer states for Delaware ranked by tracked issuer inventory first; advertised plan cost and Census homeownership fill the second column when present.

Thin warranty book

What this means for you: Delaware regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.

Consumer protections in Delaware

Service contract regulation under general consumer protection.

File a complaint in Delaware: https://attorneygeneral.delaware.gov/fraud/

A short list of companies covering Delaware

Company Reliability
HomeServe
96A
Liberty Home Guard 2 of 3 signals
88A
America's Preferred Home Warranty
87A
AFC Home Club
79B
Cinch Home Services
74B
First American Home Warranty
73B
American Home Shield
64C
Choice Home Warranty
63C
Home Warranty of America
63C
2-10 Home Buyers Warranty
60C
ServicePlus Home Warranty
60C
Select Home Warranty
57C
First Premier Home Warranty
54D
Total Home Protection
46D
Porch Home Warranty 1 of 3 signals
10F

Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.

Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 2 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.

Thin warranty book

Delaware in the thin inventory third

15 tracked issuers: bottom-third inventory vs other states (#36 of 51).

Delaware is partially regulated with a thin tracked book (15 issuers). Homeownership is about 69.7%. Advertised annual plans average around $500. Top Reliability Score among the thin set: HomeServe at 96/100.

Compare the Reliability Score table for issuers listing Delaware, then open each company card for plan-tier coverage and BBB/Trustpilot sources.

Source: Delaware Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.