Home warranties in Alabama
Partially regulatedIn Alabama, home warranties are partially regulated. 15 of the companies we track operate here.
Partially regulated
Regulatory status
Not required
Provider licensing
15
Companies available
69.4%
Homeownership rate
What this means for you: Alabama regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.
Consumer protections in Alabama
Covered under general consumer protection laws. No specific home warranty statute.
File a complaint in Alabama: https://www.alabamaag.gov/consumer-protection/
Most reliable companies available in Alabama
Reliability Score (0–100) - top 12 of 15 available
Companies available in Alabama
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Liberty Home Guard | 88A |
| America's Preferred Home Warranty | 87A |
| AFC Home Club | 79B |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| Home Warranty of America | 63C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| Select Home Warranty | 57C |
| First Premier Home Warranty | 54D |
| Total Home Protection | 46D |
| Porch Home Warranty | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in Alabama: what to know
Alabama is partially regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 69.4% across roughly 5,108,468 residents, it is served by 15 of the companies we track. Advertised annual plan costs here are around $500 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in Alabama, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: Alabama Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.