State regulation & availability

Home warranties in Connecticut

Partially regulated

In Connecticut, home warranties are partially regulated. 16 of the companies we track operate here.

Warranty registry plate

Sheet CT · Connecticut 16 cos. · #27/51

  • REG-PARTIAL Partially regulated
  • LIC-PARTIAL Partial licensing
  • RANK-MID #27/51
  • PHOTO-FINISH ±0 cos.
  • COST-PAR ~$500/yr
  • DESK-OPEN Filing desk open
  • OWN-MID 65.7% owners
  • BOOK-FULL 7/7 fields

Nearest inventory peer: California (+ 0 tracked companies)

Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.

Connecticut's inventory neighbours

Lowest/highest poles plus states nearest Connecticut on tracked company inventory. Full ladder: /states.

0 3 6 9 12 15 18 21 AK · lowest CA · near KY · near UT · highest 3 16 16 16 16 16 19

Source: PlainWarranty company corpus (BBB & Trustpilot-linked issuers) As of 2026-06-15

States near Connecticut's lower plan-cost band

Peer states for Connecticut ranked by advertised annual plan cost first; Census homeownership is the secondary lens.

Lower advertised plan cost

What this means for you: Connecticut regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.

Consumer protections in Connecticut

Home warranties regulated as service contracts. Some registration requirements. Conn. Gen. Stat. 42-260.

Companies listing Connecticut

Company Reliability
HomeServe
96A
Liberty Home Guard 2 of 3 signals
88A
America's Preferred Home Warranty
87A
AFC Home Club
79B
Cinch Home Services
74B
First American Home Warranty
73B
American Home Shield
64C
Choice Home Warranty
63C
Home Warranty of America
63C
Fidelity National Home Warranty
62C
2-10 Home Buyers Warranty
60C
ServicePlus Home Warranty
60C
Select Home Warranty
57C
First Premier Home Warranty
54D
Total Home Protection
46D
Porch Home Warranty 1 of 3 signals
10F

Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.

Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 2 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.

Lower advertised plan cost

Connecticut in the lower-cost third

About $500 average annual plan cost sits in the bottom third of tracked states.

Connecticut sits in the lower advertised-cost third (~$500/yr) and is partially regulated. 16 tracked issuers list here; homeownership about 65.7%. Lead Reliability Score: HomeServe (96/100).

Compare the Reliability Score table for issuers listing Connecticut, then open each company card for plan-tier coverage and BBB/Trustpilot sources.

Source: Connecticut Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.