State regulation & availability

Home warranties in New Hampshire

Partially regulated

In New Hampshire, home warranties are partially regulated. 15 of the companies we track operate here.

Warranty registry plate

Sheet NH · New Hampshire 15 cos. · #42/51

  • REG-PARTIAL Partially regulated
  • LIC-NONE No license required
  • RANK-BOTTOM #42/51
  • PHOTO-FINISH ±0 cos.
  • COST-LOW ~$475/yr
  • DESK-OPEN Filing desk open
  • OWN-HIGH 71.0% owners
  • BOOK-FULL 7/7 fields

Nearest inventory peer: Alabama (+ 0 tracked companies)

Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.

Inventory neighbourhood around New Hampshire

Lowest/highest poles plus states nearest New Hampshire on tracked company inventory. Full ladder: /states.

0 3 6 9 12 15 18 21 AK · lowest AL · near DE · near UT · highest 3 15 15 15 15 15 19

Source: PlainWarranty company corpus (BBB & Trustpilot-linked issuers) As of 2026-06-15

States near New Hampshire's lower plan-cost band

Peer states for New Hampshire ranked by advertised annual plan cost first; Census homeownership is the secondary lens.

Lower advertised plan cost

What this means for you: New Hampshire regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.

Consumer protections in New Hampshire

Service contracts covered under consumer protection.

File a complaint in New Hampshire: https://www.doj.nh.gov/consumer/

Few companies listed for New Hampshire

Company Reliability
HomeServe
96A
Liberty Home Guard 2 of 3 signals
88A
America's Preferred Home Warranty
87A
AFC Home Club
79B
Cinch Home Services
74B
First American Home Warranty
73B
American Home Shield
64C
Choice Home Warranty
63C
Home Warranty of America
63C
2-10 Home Buyers Warranty
60C
ServicePlus Home Warranty
60C
Select Home Warranty
57C
First Premier Home Warranty
54D
Total Home Protection
46D
Porch Home Warranty 1 of 3 signals
10F

Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.

Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 2 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.

Lower advertised plan cost

New Hampshire in the thin inventory third

About $475 average annual plan cost sits in the bottom third of tracked states.

New Hampshire is partially regulated with a thin tracked book (15 issuers). Homeownership is about 71.0%. Advertised annual plans average around $475. Top Reliability Score among the thin set: HomeServe at 96/100.

Compare the Reliability Score table for issuers listing New Hampshire, then open each company card for plan-tier coverage and BBB/Trustpilot sources.

Source: New Hampshire Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.