Home warranties in Hawaii
Partially regulatedIn Hawaii, home warranties are partially regulated. 6 of the companies we track operate here.
Warranty registry plate
Sheet HI · Hawaii 6 cos. · #50/51
- REG-PARTIAL Partially regulated
- LIC-NONE No license required
- RANK-BOTTOM #50/51
- ABOVE-PEER +3 cos.
- COST-HIGH ~$525/yr
- DESK-OPEN Filing desk open
- OWN-MID 60.7% owners
- BOOK-FULL 7/7 fields
Nearest inventory peer: Alaska ( -3 tracked companies)
Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.
Where Hawaii sits on company inventory
Lowest/highest poles plus states nearest Hawaii on tracked company inventory. Full ladder: /states.
States near Hawaii's thin inventory book
Peer states for Hawaii ranked by tracked issuer inventory first; advertised plan cost and Census homeownership fill the second column when present.
Peer states by average annual plan cost
Nearest advertised annual costs ($525 here).
Closest match: homeownership rate
Nearest Census homeownership rates (60.7% here).
Thin warranty book
What this means for you: Hawaii regulates home warranties partially and sits in the higher advertised-cost third (~$525/yr). Recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.
Consumer protections in Hawaii
Limited home warranty regulation. Covered under general consumer protection.
File a complaint in Hawaii: https://cca.hawaii.gov/rico/consumer-complaint/
Hawaii's slim roster of listed companies
| Company | Reliability |
|---|---|
| Liberty Home Guard 2 of 3 signals | 88A |
| Cinch Home Services | 74B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| 2-10 Home Buyers Warranty | 60C |
| Select Home Warranty | 57C |
Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.
Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. One company here rests on fewer, so its score carries less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated). How the score is built.
Thin warranty book
Hawaii in the thin inventory third
6 tracked issuers: bottom-third inventory vs other states (#50 of 51).
Hawaii is partially regulated with a thin tracked book (6 issuers). Homeownership is about 60.7%. Advertised annual plans average around $525. Top Reliability Score among the thin set: Liberty Home Guard at 88/100.
Compare the Reliability Score table for issuers listing Hawaii, then open each company card for plan-tier coverage and BBB/Trustpilot sources.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed. According to PlainWarranty's corpus ranking, Hawaii ranks #50 of 51 states by tracked home-warranty company inventory. How we place states.
Source: Hawaii Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.