Home warranties in North Dakota
Not specifically regulatedIn North Dakota, home warranties are not specifically regulated. 15 of the companies we track operate here.
Warranty registry plate
Sheet ND · North Dakota 15 cos. · #43/51
- REG-NO Not specifically regulated
- LIC-NONE No license required
- RANK-BOTTOM #43/51
- PHOTO-FINISH ±0 cos.
- COST-HIGH ~$525/yr
- DESK-AG AG consumer desk
- OWN-MID 62.9% owners
- BOOK-FULL 7/7 fields
Nearest inventory peer: Alabama (+ 0 tracked companies)
Instrument codes from this state’s regulation posture, licensing, inventory rank, peer gap, advertised plan cost, complaint desk, homeownership, and registry book, not a moving recommendation.
Inventory neighbourhood around North Dakota
Lowest/highest poles plus states nearest North Dakota on tracked company inventory. Full ladder: /states.
Nationwide states with similar plan cost or homeownership
Peer states for North Dakota ranked by tracked issuer inventory first; advertised plan cost and Census homeownership fill the second column when present.
States near this average annual plan cost
Nearest advertised annual costs ($525 here).
Closest match: homeownership rate
Nearest Census homeownership rates (62.9% here).
No warranty-specific statute
What this means for you: North Dakota has no home-warranty-specific regulation, so recourse leans on general consumer-protection law and small-claims court. Read the contract especially carefully before buying.
Consumer protections in North Dakota
No specific home warranty regulation.
File a complaint in North Dakota: https://attorneygeneral.nd.gov/consumer-protection/
A short list of companies covering North Dakota
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Liberty Home Guard 2 of 3 signals | 88A |
| America's Preferred Home Warranty | 87A |
| AFC Home Club | 79B |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| Home Warranty of America | 63C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| Select Home Warranty | 57C |
| First Premier Home Warranty | 54D |
| Total Home Protection | 46D |
| Porch Home Warranty 1 of 3 signals | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change. Scores blend Better Business Bureau ratings/reviews with Trustpilot scores, see methodology.
Score basis. A Reliability Score normally blends three signals, and a review signal counts once a company has 5 reviews. 2 companies here rest on fewer, so their scores carry less evidence than the rest of the table: Liberty Home Guard: BBB reviews and Trustpilot only (BBB profile not rated); Porch Home Warranty: BBB rating only (0 BBB reviews, 2 Trustpilot reviews). How the score is built.
No warranty-specific statute
North Dakota in the thin inventory third
North Dakota has no home-warranty-specific regulation, so recourse leans on general consumer-protection law and the contract itself.
North Dakota is not specifically regulated with a thin tracked book (15 issuers). Homeownership is about 62.9%. Advertised annual plans average around $525. Top Reliability Score among the thin set: HomeServe at 96/100.
Compare the Reliability Score table for issuers listing North Dakota, then open each company card for plan-tier coverage and BBB/Trustpilot sources.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed. According to PlainWarranty's corpus ranking, North Dakota ranks #43 of 51 states by tracked home-warranty company inventory. How we place states.
Source: North Dakota Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.