Home warranties in District of Columbia
Partially regulatedIn District of Columbia, home warranties are partially regulated. 15 of the companies we track operate here.
Partially regulated
Regulatory status
Partial
Provider licensing
15
Companies available
42.0%
Homeownership rate
What this means for you: District of Columbia regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.
Consumer protections in District of Columbia
Service contracts regulated under DC consumer protection laws.
File a complaint in District of Columbia: https://oag.dc.gov/consumer-protection
Most reliable companies available in District of Columbia
Reliability Score (0–100) - top 12 of 15 available
Companies available in District of Columbia
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Liberty Home Guard | 88A |
| America's Preferred Home Warranty | 87A |
| AFC Home Club | 79B |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| Home Warranty of America | 63C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| Select Home Warranty | 57C |
| First Premier Home Warranty | 54D |
| Total Home Protection | 46D |
| Porch Home Warranty | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in District of Columbia: what to know
District of Columbia is partially regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 42.0% across roughly 671,803 residents, it is served by 15 of the companies we track. Advertised annual plan costs here are around $525 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in District of Columbia, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: District of Columbia Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.