Home warranties in Montana
Not specifically regulatedIn Montana, home warranties are not specifically regulated. 17 of the companies we track operate here.
Not specifically regulated
Regulatory status
Not required
Provider licensing
17
Companies available
68.0%
Homeownership rate
What this means for you: Montana has no home-warranty-specific regulation, so recourse leans on general consumer-protection law and small-claims court. Read the contract especially carefully before buying.
Consumer protections in Montana
No specific home warranty regulation.
File a complaint in Montana: https://dojmt.gov/consumer/
Most reliable companies available in Montana
Reliability Score (0–100) - top 12 of 17 available
Companies available in Montana
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Old Republic Home Protection | 89A |
| Liberty Home Guard | 88A |
| America's Preferred Home Warranty | 87A |
| AFC Home Club | 79B |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| Home Warranty of America | 63C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| Select Home Warranty | 57C |
| First Premier Home Warranty | 54D |
| Total Home Protection | 46D |
| HSA Home Warranty | 30F |
| Porch Home Warranty | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in Montana: what to know
Montana is not specifically regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 68.0% across roughly 1,132,812 residents, it is served by 17 of the companies we track. Advertised annual plan costs here are around $500 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in Montana, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: Montana Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.