What does your home warranty actually cover?
Pick the systems and appliances you want covered, then compare the companies that cover them, each shown with its reliability and pricing. Coverage is compiled from companies' published plan documents.
Build your coverage profile
How common is coverage?
Share of the 19 companies we track that cover each system or appliance, useful for spotting which items you'll need to add on.
Based on companies' published plan documents. Premium add-ons (pool, septic, well pump) are covered by fewer providers.
What this tool shows
Coverage match
Which companies cover the systems and appliances you select, based on their published plan documents.
Reliability context
Each company carries its Reliability Score, BBB rating and reviews plus Trustpilot, so you can weigh coverage against reputation.
Exclusions to watch
Common exclusions and limits for each coverage type, so you know what to ask before signing.
Before you rely on this
Coverage is compiled from publicly available plan documents and may not reflect current terms, state-specific variations, or negotiated plans. Always verify directly with the company before purchasing. PlainWarranty does not sell warranties or earn commissions.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. Coverage results are computed directly from company plan documents, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.