Home warranties in Hawaii
Partially regulatedIn Hawaii, home warranties are partially regulated. 6 of the companies we track operate here.
Partially regulated
Regulatory status
Not required
Provider licensing
6
Companies available
60.7%
Homeownership rate
What this means for you: Hawaii regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.
Consumer protections in Hawaii
Limited home warranty regulation. Covered under general consumer protection.
File a complaint in Hawaii: https://cca.hawaii.gov/rico/consumer-complaint/
Most reliable companies available in Hawaii
Reliability Score (0–100) - top 6 of 6 available
Companies available in Hawaii
| Company | Reliability |
|---|---|
| Liberty Home Guard | 88A |
| Cinch Home Services | 74B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| 2-10 Home Buyers Warranty | 60C |
| Select Home Warranty | 57C |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in Hawaii: what to know
Hawaii is partially regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 60.7% across roughly 1,440,196 residents, it is served by 6 of the companies we track. Advertised annual plan costs here are around $525 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in Hawaii, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: Hawaii Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.