Home warranties in Washington
RegulatedIn Washington, home warranties are regulated and providers must be licensed. 9 of the companies we track operate here.
Regulated
Regulatory status
Required
Provider licensing
9
Companies available
63.0%
Homeownership rate
What this means for you: Washington regulates home warranties, so you can escalate an unresolved dispute to a state regulator that can investigate, fine, or revoke a provider's license, generally your strongest recourse.
Consumer protections in Washington
Strictly regulated by Office of Insurance Commissioner. Companies must be licensed. RCW 48.110. Many major providers do not operate in WA due to strict requirements.
File a complaint in Washington: https://www.insurance.wa.gov/file-complaint-or-check-your-complaint-status
Most reliable companies available in Washington
Reliability Score (0–100) - top 9 of 9 available
Companies available in Washington
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Old Republic Home Protection | 89A |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Fidelity National Home Warranty | 62C |
| 2-10 Home Buyers Warranty | 60C |
| HSA Home Warranty | 30F |
| Porch Home Warranty | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in Washington: what to know
Washington is regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 63.0% across roughly 7,812,880 residents, it is served by 9 of the companies we track. Advertised annual plan costs here are around $525 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in Washington, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: Washington Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.