Home warranties in California
RegulatedIn California, home warranties are regulated and providers must be licensed. 16 of the companies we track operate here.
Regulated
Regulatory status
Required
Provider licensing
16
Companies available
55.5%
Homeownership rate
What this means for you: California regulates home warranties, so you can escalate an unresolved dispute to a state regulator that can investigate, fine, or revoke a provider's license, generally your strongest recourse.
Consumer protections in California
Regulated by Bureau of Household Goods. Companies must post surety bonds. Cal. Civ. Code 1791-1795.7. Strict disclosure requirements.
File a complaint in California: https://bhgs.dca.ca.gov/consumers/filing_complaint.shtml
Most reliable companies available in California
Reliability Score (0–100) - top 12 of 16 available
Companies available in California
| Company | Reliability |
|---|---|
| HomeServe | 96A |
| Old Republic Home Protection | 89A |
| Liberty Home Guard | 88A |
| AFC Home Club | 79B |
| Cinch Home Services | 74B |
| First American Home Warranty | 73B |
| American Home Shield | 64C |
| Choice Home Warranty | 63C |
| Fidelity National Home Warranty | 62C |
| 2-10 Home Buyers Warranty | 60C |
| ServicePlus Home Warranty | 60C |
| Landmark Home Warranty | 58C |
| Select Home Warranty | 57C |
| Total Home Protection | 46D |
| HSA Home Warranty | 30F |
| Porch Home Warranty | 10F |
Ranked by Reliability Score. Availability is based on each company's published service area and may change.
Home warranties in California: what to know
California is regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 55.5% across roughly 39,029,342 residents, it is served by 16 of the companies we track. Advertised annual plan costs here are around $525 (an estimate that varies by company, plan tier, and home size).
For homeowners choosing a plan in California, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.
Population and homeownership figures: U.S. Census Bureau, American Community Survey →. Read our methodology - how this data is sourced and computed.
Related
Source: California Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.
Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.