State regulation & availability

Home warranties in Delaware

Partially regulated

In Delaware, home warranties are partially regulated. 15 of the companies we track operate here.

Partially regulated

Regulatory status

Not required

Provider licensing

15

Companies available

69.7%

Homeownership rate

What this means for you: Delaware regulates home warranties partially. You have some statutory protection, but recourse may run through the Attorney General's consumer-protection division rather than an insurance regulator.

Consumer protections in Delaware

Service contract regulation under general consumer protection.

File a complaint in Delaware: https://attorneygeneral.delaware.gov/fraud/

Most reliable companies available in Delaware

Reliability Score (0–100) - top 12 of 15 available

1. HomeServe96/1002. Liberty Home Guard88/1003. America's Preferred Home Warranty87/1004. AFC Home Club79/1005. Cinch Home Services74/1006. First American Home Warranty73/1007. American Home Shield64/1008. Choice Home Warranty63/1009. Home Warranty of America63/10010. 2-10 Home Buyers Warranty60/10011. ServicePlus Home Warranty60/10012. Select Home Warranty57/100

Source: Better Business Bureau & Trustpilot

Companies available in Delaware

Company Reliability
HomeServe
96A
Liberty Home Guard
88A
America's Preferred Home Warranty
87A
AFC Home Club
79B
Cinch Home Services
74B
First American Home Warranty
73B
American Home Shield
64C
Choice Home Warranty
63C
Home Warranty of America
63C
2-10 Home Buyers Warranty
60C
ServicePlus Home Warranty
60C
Select Home Warranty
57C
First Premier Home Warranty
54D
Total Home Protection
46D
Porch Home Warranty
10F

Ranked by Reliability Score. Availability is based on each company's published service area and may change.

Home warranties in Delaware: what to know

Delaware is partially regulated for home-warranty contracts, which shapes the recourse you have if a claim is wrongly denied. With a homeownership rate of 69.7% across roughly 1,018,396 residents, it is served by 15 of the companies we track. Advertised annual plan costs here are around $500 (an estimate that varies by company, plan tier, and home size).

For homeowners choosing a plan in Delaware, what matters most is whether the provider is licensed or registered here, the company's independent reliability (BBB rating and reviews, Trustpilot score), and whether a state-level complaint channel exists if a dispute stalls. A plan sold cheaply in an unregulated state often offers weaker recourse than the same plan in a regulated one, even with identical contract language. Compare the available companies above, then read the per-company pages for coverage and pricing detail.

Source: Delaware Department of Insurance / Attorney General Home-warranty regulation, licensing, and complaint-filing channel · 2026 State population and homeownership: U.S. Census Bureau, American Community Survey. Company reliability: BBB & Trustpilot.

Every figure on PlainWarranty is rendered directly from BBB, Trustpilot, and state regulatory data, no number is typed in by an editor. This page draws directly on BBB, Trustpilot, and state regulatory data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.